Currency and Exchange in Bhutan

When traveling to Bhutan, understanding the currency and exchange process is crucial for a smooth experience. The official currency of Bhutan is the Ngultrum (BTN), which is pegged to the Indian Rupee (INR) at par. This means that for every Ngultrum, you can exchange it for an Indian Rupee. Indian Rupees are widely accepted across Bhutan, making it convenient for travelers coming from India.

When it comes to currency exchange, you’ll find several options available. Currency exchange services can be found at banks, airports, and some hotels, but it’s advisable to exchange your money at banks for better rates. While credit and debit cards are accepted in larger towns and hotels, it's prudent to carry cash for smaller vendors and rural areas where card facilities may not be available.

ATMs are available in major towns such as Thimphu, Paro, and Punakha, allowing you to withdraw cash as needed. However, be aware that ATMs may have withdrawal limits and might not always accept foreign cards. It's advisable to plan your finances accordingly, ensuring you have enough cash for your travels, especially when venturing into remote areas where banking facilities are limited.

When visiting Bhutan, it’s essential to be mindful of the currency notes you carry. Damaged or old notes may not be accepted, so ensure that your money is in good condition. Additionally, it’s wise to check the current exchange rates before your trip to maximize your spending power. Currency exchange rates can fluctuate, so staying informed can help you make the most of your budget.

Finally, while tipping is not mandatory in Bhutan, it is appreciated. It’s customary to tip tour guides, drivers, and hotel staff as a token of appreciation for their services. A general guideline is to tip around 10% of the total service cost, but feel free to adjust this based on the quality of service you receive. Understanding the currency and exchange rates will allow you to focus on enjoying your journey through this beautiful kingdom without any financial stress.